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Financial planning often doesn’t take place on a beach. But the next time you find yourself there, try this experiment, courtesy of management and motivational guru Stephen R. Covey: You’ll need a mason jar and an assortment of big rocks, smaller gravel, sand, and water.
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Having a special needs child adds another layer of complexity to retirement planning. A special needs trust may help.
Will Power
Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.